Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,417

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Billings

Fantastic

My dog had hip surgery. My claim was processed and I was reimbursed within 10 days. It was amazing and so helpful since the surgery was $2100. Thank you for taking Cate of me and my furry son.
5

out of 5

POSTED: | BY: Marianne Kermavner

Don't know what we would do without Embrace

Our 9-year old Molly was diagnosed with Spinal Stenosis a little over a year ago. Embrace has been amazing as the charges for her initial diagnosis were covered (including extensive testing such as MRI and other diagnosis). Since that time ... they have covered 80% of her treatments including laser therapy, medications and alternative treatments such as her acupuncture and chiropractic adjustments. They are incredible as we have 6 dogs on insurance with them and recommend them to all friends and family members who have pets.
5

out of 5

POSTED: | BY: Kenia

10/10 Great Service .. The Best Pet Insurance

This is my first experience with Pet Insurance, and so far, I'm very pleased and happy with Embrace Insurance. There is no doubt I will recommend Embrace to others and to our vet. My claim has been handled very quickly, and this company covers more than others and they have awesome customer service.
5

out of 5

POSTED: | BY: C. Morales

Awesome C.S. & covered 80%

I have to say Embrace Insurance has been the best pet insurer I've ever had. My claim was reviewed very quickly and was very surprised to see how much Embrace paid for Kimmie's surgery.....they paid 80% and that saved a good amount of money. Thank you Laura Bennett for checking up on how things were going and making sure that I received my benefits. My apologies for this coming late. Thanks again for Embrace insurance and staff for staying in touch.....I definitely recommend Embrace Insurance to anyone.
5

out of 5

POSTED: | BY: Jennifer

Impressed

I previously had pet insurance for my dog through VPI, they were ok, but there was hardly any communication only when my policy was due to renew. I switched to Embrace last year and very happy that I did. I get email updates quite frequently which I like. They are very friendly and helpful and quick with my reimbursements for claims. They also contact my vet personally if they needed any information. They are also very fair, wellness rewards are great too. Keep it up! Thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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