Embrace | Pet Insurance Review

Our Portuguese Water Dog is almost 2 and has had Giardia 5 times. She's also gotten a foxtail in her paw and was attacked by a cat (of all things!), which resulted in a couple of expensive visits to the emergency vet. We're thrilled that we have Embrace coverage. The customer service is friendly and excellent. They always send an email to give us an estimate of when we'll hear from them on the claim and we always know what has been reimbursed. We don't have drug coverage, but beyond that, everything has been reimbursed at the 90% rate we chose. We couldn't be happier with our choice of Embrace for pet insurance!

Have had Embrace for just 6 months for our Puppy Golden Retriever. We have a high deductible just to protect us from the big stuff....but had an emergency room visit for torn pads on the front paws.......claim went well, kept me informed on a regular basis via email, and easy draw down of our deductible. First claim seemed to go just fine after getting all the paperwork sent in!

My husband brought home a new kitten last May, and we decided to sign him up for pet insurance. Having never purchased pet insurance before, we chose Embrace based on the reviews seen here and through word of mouth. We have both a Wellness Policy and an Accident/Illness Policy. We have primarily submitted Wellness claims for our kitten, which have been processed very quickly with no hassle. We have recently submitted an Illness claim, which is taking a bit longer, but I suspect it is because they have to take a look at our deductible. Overall, we are very pleased with Embrace. We look forward to being with them for years to come.

We have had Embrace for a few years now and have been very satisfied. We have coverage for our cat and have had to submit illness claims on a few occasions for recurring stomache issues. Embrace covered everything, including fluids, pain med and anti nausea injections, no questions asked. Its great to have peice of mind when our pet is sick, knowing that caring for him wont be a finacial burden. Each time Embrace acknowledged receipt of my claims within a couple of days and processed the claim checks within a month. And they are always very courteous and professional in their communications.

We got Embrace pet insurance three years ago when we got Bella, our boxer baby. I did a lot of research on other pet insurances and actually bought an insurance policy from another company to start with. We quickly found out that the other company was not what they claimed to be and was going to charge a $200 deductible per incident or illness, when the website just says a $200 deductible (which I thought meant for the whole year), so I felt like they tricked us. Then my vet recommended Embrace and we have been with them ever since. We have never had any issues with Embrace. They have covered everything, no questions asked for our Bella, and we have had A LOT of problems (bilateral ACL's torn, cherry eyes, the mange, kennel cough, giardia, skin allergies, etc.) We love Embrace and I honestly don't know how we would have made it without them. We also feel very much at ease knowing that if something catastrophic happens, Embrace will be there for us. My only regret is that we did not get the prescription, dental, or wellness plan. Next time we will be fully covered for everything. We highly recommend Embrace and tell everyone we know about them.