Embrace | Pet Insurance Review

Niko had injested something that had poisioned her she became very sick trowing up and severe diarrhea and then became dehydrated. The Vet treated her appropriatly and she responded and is now well and her old self again. Embrace responded promptly after the bills were submited and have sent a check to me for the services. I am completely satisfied with Embrace Insurance and recommend them to everyone. I certainly recommend Embrace Insurance

I never had pet insurance before but I got a new puppy and thought I should get it. I got the brochure at my vet's office and decided on Embrace. Took my puppy in to get spayed. 2 weeks later, she got very sick, very lethargic with high fever. Took her in, they kept her overnight, sent her home and had 2 more episodes every 10 days. I had to take her to the emergency clinic the last time and they kept her overnight 2 days. Needless to say, the cost added up to thousands of dollars. She is currently still on the meds but I can't say enough about Embrace and they way they handled all of her claim forms. I was ready for a phone call that said I'm sorry but we can no longer cover her, she is costing us to much. I am so very happy with Embrace and will recommend it to everyone I know who has a pet. My sister is getting it now for her 2 dogs. She has the brother to my puppy. Thank you, Thank you, Thank you. You are truly a life saver.

I am *so* pleased with the fast turnaround & great result from my most recent claim. The claim was for my special-needs cat's prescription food, on her Wellness policy. In spite of the claim going in around the winter holidays, the claim was processed promptly and carefully. I am a longtime Embrace Pet Insurance customer - my two cats and I are all *very* satisfied and pleased with our coverage, our benefits, and with the thoughtful service from all of our Embrace insurance "Embracers". Thank you all!

Usually we don't need to use the insurance (thank goodness) but when we do it is definitely worth having! Wellness coverage is about equal to the premium for it so we don't have that but injury/illness coverage is wonderful. 3 unexpected/emergency vet bills and $1000.00 later it's great to be reimbursed 80%! Thank you!

In late December of 2012 we noticed Rocco was loosing weight.He also was wanting to eat and drink a lot. Also large amounts of urine. January 25 we took him to see our Vet. He wss diagnosed as diabetic and severly dehydrated. Dr.said Rocco needed to be hospital ASAP to save him. By then it was well after dark and snowing heavely. The hospital was 30 miles away in Truckee. Talk about your "Dark & Stormy Night" that was it. It took two and ahalf months for us and the Dr. to get his insulin dosage right, causing many to trips to Dr. Later in the summer Rocco developed cataracts from the diabetes & in three weeks became blind. The Dr. sent us to "Eye Care for Animals" in Reno, 50 miles away. We went the next day. After exam. Rocco was found to be a good canidate for catact surgery. The operation was done a week later and after surgery Rocco immediatlly could see again. Cost for operation $4,819.81 Emvrace re-imbursed $3,855.87. That is only one example. Our totalfor 2013 was:$11,355.11, total reimbursed: $8,220.81. Our copay was $3,505.05 If it wasn't for Emrace I'm sure we would have had to some very-very tough decisios as we don't have that kind of money. We feel it was blessiong we took out Embrace pet insurance when we did. Rocco is bvery happy he can see agoin and do dog stuff in the woods like chasing squirells and seeing his dog buddies on our street.