Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,425

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gary Greener

The Best Pet Insurance on the Market

I have tried other pet insurance but none of them can compare with Embrace for amazing customer service and fast payment. If you are looking for pet insurance Embrace is the gold standard. With other companies you get excuses for lack of coverage. You don't have to arm wrestle Embrace for payment----if it is covered by your policy you will get prompt payment. I cannot recommend this company too highly. I wish my own health insurance were this good.
5

out of 5

POSTED: | BY: Bart Stagner

Best insurance ever!!

Our year and 1/2 old jack russel terrier Betsey has gotten something embedded deep up in her right nostril. At least that's the current diagnosis. She had to have a Rhinoscopy and Cat scan and these things are expensive!! Embrace paid us back promptly for their part of the proceedure. As well as for all the other smaller visits and attempts at figuring out what's causing her frequent sneezing and snorting fits. We worry allot about Our Betsey but thanks to Embrace we worry not at all about the cost of treating her. Best insurance experience We have ever had!!!
5

out of 5

POSTED: | BY: Cindy Henning

prompt service

We just adopted a new puppy and this is the first time we bought insurance. Once we submitted our first claim for $160.00 we received the reimbursement within a few days. We always receive e-mails if there are any questions. Service is wonderful.
5

out of 5

POSTED: | BY: Lindsay

Love Embrace

We are so pleased with this company and I recommend it to all of my pet-owning friends. The service is incredibly easy to use and I always receive a prompt reply. Our dog is only 3 and quite healthy, but we have still been so glad to have this insurance - we can rest easy knowing that we never have to stress about the financial side of his vet care. Most recently, our dog came down with a stomach infection, and our claim was approved (applied toward our deductible) very quickly!
5

out of 5

POSTED: | BY: Larry Reid

No problems with this Insuranc

So far our experience with Embrace Pet Insurance has been great. Our came down with Diabetis and was very ill. Had to be hospitalized over night and the next day. We have had 4 checks one for over $1,000. Our vet. office staff sends in the insurance claim. We even get email asking if we have recieved the latest payment. We are very pleased with the coverage and Rocco is recovering slowly but recovering. Rocco was also assaulted by another dog and needed treatment, Embrace Ins. came to the rescue. Thank you

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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