Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,425

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Michelle Edwards

Much better

I have been with Embrace for several years. I had always had great service until the past few months. I let the company know and they have stepped up and done a much better job lately.
5

out of 5

POSTED: | BY: Denise

Love it!

My claims for my two dogs are processed the SAME day as the vet appointment in most cases! We receive an email detailing the claim that evening in most cases. The claims are reviewed and paid quickly and the correspondence is courteous and professional. The coverage is exactly as described with no hidden "fine print" that disqualifies claims. Embrace is wonderful!
5

out of 5

POSTED: | BY: Sharon Hanson

Excellent Coverage & quick payment

My dog swallowed a syringe needle & I had to take him to emergency hospital. It is a relief to know my claim was processed quickly. Embrace is amazing! Unbelievable to have the costs reimbursed back into my checking account within a week!!!
5

out of 5

POSTED: | BY: Jim Leib

Preventative Health Care

When I purchased pet insurance from Embrace, I was surprised to also learn about the Embrace wellness program. It permitted me to purchase as much as $400 of routine annual health care and supplies for only $299. I would always give $299 for $400, so it made me think that Embrace is either very dumb or very smart. In the long term, annual (semi-annual in my case) veterinary exams, vaccinations, fecal and blood tests, and health supplies will prolong Auggie's life and provide better quality of life. It will also reduce the liklihood of major medical problems and large insurance claims. Not too dumb at all!!
5

out of 5

POSTED: | BY: ellen mendicino

great company

I have used several other pet insurance companies and I have to say Embrace has been the best by far. I have not had any trouble with Embrace.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review