Embrace | Pet Insurance Review

We recently purchased Embrace Insurance in June 2009 and in July 2009 we had to take our dog "Cody" to the Vet because he was chewing his right hind foot and it appeared to be infected. The "Claims Embracers" were all very deligent and prompt in handling the processing of our claims. I wish I got such service from my own Medical Insurance. THANK YOU!

Always courteous and prompt attention for claims- be it for accident/illness or wellness rewards. We have no complaints and are happy to be clients of Embrace Pet Insurance. Beth, Larry & Rainey (Sheltie) Butrick

I have been an Embrace customer for two years, and we have had two events with our Beagle that warranted filing a claim. The first event we had no problems with, prompt communication and prompt payment. We are now trying to collect on our second claim and Embrace is making it as difficult as possible to even file a claim. They said they have "updated their administrative requirements" and now require medical history for three years in order to process a claim. They won't even consider the claim unless this is provided. Funny that they had no problems accepting our insurance premiums, but now claim that we aren't eligible for insurance without medical history. This after we have been customers for two years and previously filed a claim that went through just fine. BEWARE, it seems that they are reducing the quality of service. I will update this after we go through their administrative hula hoops and get them the medical history, but it seems very fishy.

Embrace was super quick to respond to our claim about our dog being attacked at doggie day care. Our dog had attack wounds on his head that resulted in stitches and Embrace took care of reimbursing us after meeting our deductible. The response was quick and the customer service was outstanding. We did our research before choosing a pet insurance company, and I have no doubt that Embrace is the way to go, highly recommended just for the fact that these people care about your pets. BTW, Embrace sends out email newsletters discussing safety and health tips, just another way to show that they are looking out for your pets.

I was very happy with Embrace pet insurance. My dog had a torn ACL and required surgery. The customer service during, before and after his surgery was wonderful.... and the people I spoke with actually cared about my dog. My reimbursement check for $3005.00 came much faster than was expected and without a ton of paperwork and phone calls. I highly recommend Embrace to anyone! I wish my human health insurance was as easy to deal with!