Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 17,440

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anett Rowe

Reliable and good communication

Just like with your children, you just never know when something weird, traumatic or unexpected is going to come up and you don't hesitate to make them better; but you're also hit HARD with the bills. I used to roll my eyes at 'pet insurance' and the eccentric people who bought into it ; but with one big playful dog and another very active dog....like kids...unexpected things can happen, and I'm beyond grateful now that I bought insurance to help with the bills. It only takes one mishap....and now I'm grateful and a firm believer in pet insurance.
5

out of 5

POSTED: | BY: Irina Gruboy

Great service and very responsible personand every

Excellent communication. Very prompt responses. In timely fashion. Thank you very much for taking such a great care of our family in time of need
5

out of 5

POSTED: | BY: Lisa Gath

Tawny's claim

I love you guys and gals!!! It's never a problem and the results are clear with your follow up and policy! Thank you for being a great providor in these trying economic times!
4

out of 5

POSTED: | BY: Matt

Great service and quick reimbursement

Embrace has done a great job paying on all of my claims and has done so in a timely fashion. The only negative is that prescription food isn't covered under prescription drug coverage and I feel it should be at least in some cases.
5

out of 5

POSTED: | BY: Karen Edmund

Simple

I am very impressed with how fast my claim was processed. It is a very easy process to submit a claim. My experience with Embrace has been wonderful!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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