Embrace | Pet Insurance Review

We asked the vet to fax our claim into Embrace right after Gracie's surgery. We received our check in the mail before the stitches came out about 10 days later.

I had VPI with my previous Bernese Mtn Dog. I was okay with it. Didn't think they paid quite enough on the first cancer surgery but was sure nice to have some of it back. I didn't really know another one so would have put my new berner puppy on it too but stopped to read all the fine print in the back and they had added an exclusion for Histio cancer which is a biggie in berners. That was out so I asked around the club and several ladies had Embrace, had some major events and were very happy. I researched it and felt that it covered the most and was impressed to see the level of the coverage on each event until the yearly max was reached. I added wellness coverage as it gives you $25.00 over the rate you pay so felt it was a good deal.So far have just made the wellness claims and they respond immediately that it is received and let you know the amount that is on the way to you very quickly.

My pug was suffering from excessive drooling due to dental problems. Unfortunately, he had to have a tooth removed. Due to the very comprehensive wellness program, I was reimbursed for the entire amount of the dental care costs and my refund was direct deposited to my account in less than one week. I only wish my own medical insurance could be so efficient. Thanks Embrace!

I am a new dog owner, with no previous experience whatsoever. I found about Embrace on the internet, and after researching against other option in the marketplace, I decided to enroll. So far the service has been outstanding, following always via emails. I used the wellness plan for vaccination, and in less than a week I received notification of the reimbursement.

Pet was lethargic, trembling, running high fever and had to be taken to emergency clinic. IV brought fever down but within a day fever was back. Think problem was tick related and put on medication for 30 days. Back to normal very quickly. Claim Faxed to Embrace from Emergency Vet and check in mail within week.