5
out of 5
POSTED: | BY: Linda
Better than Expected
First time using. Got all but $20 back on a wellness exam.
4.9
out of 5
Number of reviews 18,633
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: William Gilbert
Embrace for a year
Wellness coverage is worth it. Money back if you have an outdoorsy dog like ours who needs various vaccines. Chose embrace for a reason was the right choice. Immediate communication and easy processes. First year isn't quite up and will continue for life of the pet. Get in bf age 9 as with all dog insurance.
5
out of 5
POSTED: | BY: Esther
Great customer service
Excellent follow up, quick responses to emails. First time using their services and so far, so good.
5
out of 5
POSTED: | BY: Soo Hyun
Reliable
My furry baby had seizure and vets had to run several tests to find out what was the cause. I was impressed by Embrace for their prompt attention in sending me the check after I sent the claim. I'm very happy that I chose Embrace INS. Their Customer Service is excellent! So reliable! Very encouraging with their warm words by phone and e-mails. (not so much outhere these days) Thank you so much Embrace! You're impacting and making difference!
5
out of 5
POSTED: | BY: Lauri Austin
Continued Excellent Service and Coverage
We have 4 dogs covered under our Embrace insurance policy, and have had the need to make some sizable claims (for a surgical procedure and for a severe illness) in the past couple of years. We have experienced consistently good service on all our claims, including the most recent claim for our puppy's bilateral iliopsoas strain. I have even done my due diligence and compared costs and coverage with other plans my friends have recommended, and remain convinced that Embrace provides the most comprehensive coverage at a reasonable cost, along with excellent customer service.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.