Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,243

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Max Engel

Great Customer Service

Embrace is easy to use, features courteous and caring staff, and a personalized experience. I've found them to be far easier to deal with and a better value than VPI.
5

out of 5

POSTED: | BY: Kerry

Great provider

My puppy has gotten into her share of trouble in her first year and has convinced my other dog to join in her shenanigans. Embrace understands that "dogs will be dogs" and have been great in reimbursing the results of her bad ideas. They are very straight forward about what they cover at what percentage and in a VERY fast timeline. I love this company!
5

out of 5

POSTED: | BY: Bernadette Callahan

More than I expected

I received my final check from Embrace the other day from a group of claims for my Bedlington's visit to the Emergency clinic in May for Pancreatitis. I filed at least 6 separate claims and was so pleased that Embrace paid so much. I had people tell me not to expect them to pay. Well I feel my premium was well worth it. I recommend Embrace to my friends all of the time.
5

out of 5

POSTED: | BY: Deborah Bradley

Pleased

From the application process to submitting Sadie's paperwork it has been seamless. THANK you
5

out of 5

POSTED: | BY: Erin rodriguez

Have been so helpful.

I don't know what I would do without pet insurance and you guys are so helpful thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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