Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 18,679

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Bottomley

Professional, Great Communications, Integrity!

We recently filed a claim for a visit to our vet that involved some diagnostic work on our Golden Retriever. Communication regarding our claim and explanation of what was covered was excellent. There is a distinct feeling that Embrace really does care and it is not strictly just a business where they try to minimize claim payouts.
5

out of 5

POSTED: | BY: Marcia Power

Excellent

Very responsive to questions and prompt notification of claim received & profess of claim review.
5

out of 5

POSTED: | BY: Kim Palmer

What a blessing to have this insurance

All I can say is thank you so much. I rescued two Italian Greyhounds and wanted to make sure all shot and every thing they needed was done. They have been chipped, shots, teeth and all and this insurance was worth every penny. My check from Embrace was sent in a timely manner and I was so pleased with the help I received from their staff when I send the paperwork in. This insurance is as important as insurance for my self. Thank you for such great service.
5

out of 5

POSTED: | BY: Paula Ballard

Thank goodness for a company with integrity

We have had Embrace for many years with the most professional, kind and efficient service. Now that our dog is having problems, had surgeries and needed extra services, Embrace has been right there. I can not say enough about this company. We certainly have recommended it to our family, friends and even strangers. It is a first rate company. I only wish my health insurance worked as well.
5

out of 5

POSTED: | BY: Jodie

Responsive

Far better pet insurance. Was with Pet First and they were horrible raising rates by 3x with no notice and terrible with claims. I'm telling everyone I know to switch to Embrace. So far they have been very responsive and quickly pay claims. I will stay with Embrace forever.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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