Embrace | Pet Insurance Review

We enrolled our puppy Tater when he was 4 months old, about 2 years ago. We did this because he was a labrador and they are known for being very active dogs. Since then poor Tater has been through two leg surgeries and now has an auto-immune disease. All of which Embrace has been there to help us though the turmoil. We enrolled our newest member of the family, Boise, a yellow lab, and thankfully she has been very healthy. Without Embrace, we may not have been able to make the medical choices we did to save Tater's life.

We have had several kitties over the course of our marriage. However, when we adopted Olivia Mai in 2009, we decided to add medical coverage for her as we never had done that in the past for our other kitties. The monthly fee for her coverage was minimal. However, the coverage was very helpful especially when she became ill and lost her battle with the disease she was diagnosed with. Having medical coverage was a blessing and the individuals we needed to interact with were very helpful and courteous. When we add another kitty to our household, we will once again enroll her with Embrace.

I am extremely pleased with the excellent and efficient response. Excellent reimbursment. I have clearly chosen the best insurance plan and company.

My dog had lumps and skin problems that required surgery.Embrace were really quick to refund most of the money. That one incident covered my policy costs for the year. Thanks !

I have only had Embrace for a couple of months, but so far very pleased. My dog has an issue with his ear and originally Embrace denied the claim as a preexisting condition. My vet was able to write a letter explaining how this issue differed from his previous one and they allowed the claim. Usually an appeals process with an insurance company is a frustrating and stressful experience. Not so here. The claims department kept me continually updated by email; they did not make me feel like I was trying to get something past them (as so many people insurance companies do when you appeal a claim); they promptly reviewed my claim; and provided full and accurate details about what charges were covered as well remaining deductible and copays. This is my first time using them, but so far I am impressed.