Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 15,784

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.0
  • 3.1
  • 4.9
  • Count
  • 1
  • 16
  • 15,784

Updated: May 29, 2024

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: DJ

Bilaterial Hip Dysplasia - AWESOME PROVIDER

My sweet puppy has a diagnosis of severe bilateral hip dysplasia at the age of 6 month. I am ever so thankfully my Tucker is covered with Embrace Insurance. Not only did they allow me to get second opinions they approved surgery and the rehabilitation program to accompany Tucker’s recovery. I submitted the estimates and Embrace ever so promptly determined the procedure and rehab would be approved and have processed every claim so promptly – incredibly prompt! Having Embrace is allowing my Tucker to have best chance of recovery. These procedures and rehabilitation are expensive and with Tucker’s insurance my puppy can get the required surgery and treatments to give him the best pain free life he can have and that is thanks to the OUTSTANDING INSURANCE PROVIDER! Embrace does all of this with professionalism and compassion. This insurance is fabulous and I would recommend it to EVERYONE. You are safe with Embrace! Thank you Embrace!
5

out of 5

POSTED: | BY: Michelle Weinstein

Embrace is great pet insurance

After reviewing several pet insurance companies, I decided upon Embrace for our cat. It has been a great coverage considering it pays for routine or preventive care for her. Thanks for the coverage and assistance.
5

out of 5

POSTED: | BY: KEN GROSSMAN

EXCELLENT PET INSURANCE CO

This has been first year with EMBRACE Pet Insurance. Besides being great with their refunds, they have been very sincere in helping me take care of Harley my Great Dane. Their claim procedures are simple and quick. Always available to answer whatever questions you have regarding your policy and claim service.The reviews published speak for themselves. You will find no better Pet Insurance Co then Embrace and I researched them all.
3

out of 5

POSTED: | BY: Nicole

So Far So Good

We having been using Embrace for a month now for our pup Bear ( a Bernese Mountain Dog). It has been very good and claims are processed quickly.
5

out of 5

POSTED: | BY: Rochelle Reiss

The ABSOLUTE BEST

Embrace has never let me down. I have said it again and again. Embrace is the ABSOLUTE BEST pet insurance company out there. Finally, after 3 years of talking about Embrace, to my Vet, they have actively, begun promoting Embrace to their pet parents. This is a win-win situation. Pets will benefit and the Vet will benefit because more pet parents will be able to afford to keep their pets well.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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