Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 15,784

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.0
  • 3.1
  • 4.9
  • Count
  • 1
  • 16
  • 15,784

Updated: May 29, 2024

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet

Best Experience

Embrace has been a please to deal with. I like how they instantly respond to anything you send them and the quick turn around time on claims. I never thought the experience would be so easy.
4

out of 5

POSTED: | BY: K Neale

review of claim/Embrace Pet Insurance

So far I fell comfortable with embrace Pet insurance, I would like however to see them prioneer into insurance coverage similar to human health care,more proventive coverage. Also GPA Chips that can locate your loss animal via cell phone instead of microchips, which rely on some one to takr the animal to a vet/hosp that is eqiuped to scan the animal. I'm sure cost can be cut by the sure numbers of peple served. K Neale
5

out of 5

POSTED: | BY: joann noto

embrace really cares about your pet

I am the proud mom of an 8 month yorkie. Having never been a dog owner I had no idea of the many health issues a dog could experience. After lengthy research I found that Embrace provides your pet with the best coverage, also the company itself has been in business may years and is known to be a highly rated company. The customer service is exceptional claims are processed promptly. I feel as a pet owner it is our responsibility to provide the best possible health care for our pets. Embrace has been a great partner helping to keep my pet healthy. I encourage pet owners to us Embrace for the best health care coverage for their loved ones.
5

out of 5

POSTED: | BY: Josie Noriega

AWESOME customer service

This was our 1st time submitting a claim and I'm very please with the quick reimbursement service. The staff was very fast in responding back to my inquiries. I love that they care about ALL animals so dearly. I'm so glad Kelly Jo is a member with Embrace Pet Insurance. Thank you
5

out of 5

POSTED: | BY: MJB

Very happy customer

Embrace pays out claims quickly and explains benefits clearly. I'm very happy with the service. I wish they had lower prices, but I'm happy with the service I receive.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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