Embrace | Pet Insurance Review

We submitted our first claim within 2 months of starting of our policy with Embrace. The claim was handled quickly and efficiently, customer service was great, and everything ran as advertised. We are off to a good start!

We got both of our puppies examined and vaccinated and it was all covered under our Wellness Rewards Benetifs program! No other pet insurance company I found has a program like this. It's really great and I would highly recommend getting it....especially if you have puppies!

Embrace insurance is definitely worth the price. I purchased a basic annual plan from Embrace for $500, which covered my 10 month old puppy for only accidents and sickness. Just three weeks later, I was informed my puppy had Entropion. She received corrective surgery just days later. I submitted my claim to Embrace and received an email, directly from the Embrace representative assigned to process my claim, who provided me with the status of my claim. In just two weeks, Embrace completed my claim and deposited my 80% reimbursement directly into my bank account. Just a few months later, my dog was seriously injured by a car. Her injuries required emergency care, an MRI, CAT scan, several specialists, and medical follow-ups. I again went through the claim process, outlined above, without hassle. In fact, the Embrace representative handling my claim even took the initiative to inform me of the variety of physical therapy options that were covered by my insurance plan (including acupuncture). Needless to say as a first year policy holder I managed to rack up quite a large reimbursement bill for Embrace, roughly $10,000 in total. So I sure that that either I would be dropped or my annual premium would be substantially raised the following year. To my surprise, Embrace offered me a renewal for the exact price I had paid the previous year. Needless to say, Embrace has vastly exceeded my expectations.

We are owners and breeders of Newfoundland dogs. We currently have 10 dogs living in our house. We had looked into buying health insurance for our dogs a few years ago, however none of the plans would allow me to pay an affordable amount for a high deductible ($1000). We had hoped that buying insurance on my dogs meant that we would never need to use it. Unfortunately, about a week after our waiting period on of our girls developed pyometra (infection of the uterus). Her case was very severe and required over $7000 in surgeries and intensive care. I was just notified by email that the claims we have submitted will be paid. Thank you Embrace, our girl is doing great. We had excellent vets and now we are breathing a sigh of releif that we made an excellent choice in choosing Embrace pet insurance.

i don't know any insurance, people or pet, that drops an email to check on how my pup is doing. embrace does that, and more. my petunia suffers from allergies, and embrace has been very supportive of her treatments as my vet and i get her on a routine with meds and food so that she can live a relatively normal life. she is a sweet dog; i hate to see her not feeling well, and embrace "embraces" her with their personal touch. much appreciated, embrace, and all you "embracers".