Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,490

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine

Very Happy

So far with the claims we have had to make I have been very happy with the customer service and payments. I would definitely recommend Embrace and will be switching over our other dog from VPI as well as insuring our 3 cats with them!
5

out of 5

POSTED: | BY: JANET DRIMAL

EMBRACING OF ANGELS

THANK YOU ALL SO MUCH FOR YOUR SUPPORT IN COVERAGE OF MY BEAUTIFUL LAB HUNTER. WE ARE ALL IN HARD TIMES AND WE NEED A GOOD COMPANY LIKE EMBRACE TO HELP US TAKE CARE OF OUR FAMILY MEMBERS. I APPERCIATE YOUR TOLERANCE TO IN WAITING FOR ME TO RESPOND BACK TO A QUESTION WEEKS AGO. I AM AN ADVIT COMPUTER AND DO NOT GET ON THE COMPUTER BUT 1 TIME A MONTH. I BELEIVE IN MY HEART THAT GOD SENDS DOGS AND CATS HERE AS ANGELS AND I WILL PRAY FOR YOUR COMPANY TO CONTINUE DOING WELL FOR YOU HELP GOD IN HIS CARING OF HIS ANGELS. THANK YOU SO MUCH AND I WILL SPREAD THE WORD!
5

out of 5

POSTED: | BY: James

Embrace is great

Embrace has given me peace of mind for my Weimaraner Layla's health - we have used another carrier but for the last 4 years Embrace has been superior in every way. Highly recommend.
5

out of 5

POSTED: | BY: Tom

Personal, professional, no hassle service

My three year old Dalmatian mix has been through two fairly expensive TPLO knee surgeries in the last year and a half. Both claims I submitted to Embrace were dealt in about four weeks, with no problems and they kept me up to date with the progress of my claim with the occasional email.
5

out of 5

POSTED: | BY: Causetta LaBach

Very Fast No Hassle!

We signed up for the insurance plus the Wellness Plan coverage. I took my kitten to get vaccinations, testings and his exam. When we faxed the claim in we got notification right away that they received it and it was in process. We also were able to sign up to have the reimbursed funds directly deposited back into our account. The turn around for getting reimbursed was very fast. Every time I call customer service there is no wait time to speak to an actual person and they are very helpful. Highly recommend Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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