4
out of 5
POSTED: | BY: Nick
Embrace Comes Through
Embrace covered the cost of my dog's hospitalization and kept in close contact throughout the claims review process.
4.9
out of 5
Number of reviews 16,461
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Christine
Very Happy
So far with the claims we have had to make I have been very happy with the customer service and payments. I would definitely recommend Embrace and will be switching over our other dog from VPI as well as insuring our 3 cats with them!
5
out of 5
POSTED: | BY: JANET DRIMAL
EMBRACING OF ANGELS
THANK YOU ALL SO MUCH FOR YOUR SUPPORT IN COVERAGE OF MY BEAUTIFUL LAB HUNTER. WE ARE ALL IN HARD TIMES AND WE NEED A GOOD COMPANY LIKE EMBRACE TO HELP US TAKE CARE OF OUR FAMILY MEMBERS. I APPERCIATE YOUR TOLERANCE TO IN WAITING FOR ME TO RESPOND BACK TO A QUESTION WEEKS AGO. I AM AN ADVIT COMPUTER AND DO NOT GET ON THE COMPUTER BUT 1 TIME A MONTH. I BELEIVE IN MY HEART THAT GOD SENDS DOGS AND CATS HERE AS ANGELS AND I WILL PRAY FOR YOUR COMPANY TO CONTINUE DOING WELL FOR YOU HELP GOD IN HIS CARING OF HIS ANGELS. THANK YOU SO MUCH AND I WILL SPREAD THE WORD!
5
out of 5
POSTED: | BY: James
Embrace is great
Embrace has given me peace of mind for my Weimaraner Layla's health - we have used another carrier but for the last 4 years Embrace has been superior in every way. Highly recommend.
5
out of 5
POSTED: | BY: Tom
Personal, professional, no hassle service
My three year old Dalmatian mix has been through two fairly expensive TPLO knee surgeries in the last year and a half.
Both claims I submitted to Embrace were dealt in about four weeks, with no problems and they kept me up to date with the progress of my claim with the occasional email.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.