5
out of 5
POSTED: | BY: Lucy
Awesome service
I have nothing but great things to say about you guys.
4.9
out of 5
Number of reviews 16,434
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jen
quick and simple
It was very simple to fill out and send in the wellness reward form!
5
out of 5
POSTED: | BY: Kathleen
Satisfied customer for over 2 years
I love everything about Embrace - the coverage, the affordability, and especially the customer service. I wish that my own medical insurance was so easy and pleasant. I recommend Embrace to all of my friends.
5
out of 5
POSTED: | BY: Amanda Sprenger
Claims processing without a fuss
Embrace processes claims efficiently and accurately. I have had policies on my horses from companies who don't want to settle claims and try to throw monkey wrenches into the mix so you will give up the claim by requesting additional Vet farm visits which you have to pay for before they will decide to pay a claim or not. I feel very comfortable that my claims will be handled properly according to the way the company has promised.
5
out of 5
POSTED: | BY: Christina
Working with Embrace
We've had Embrace for close to 3 years on our Boxer and we continue to have consistent service. Our claim is recognized right away with an email lettting me know it's been received and how long they anticipate we will wait to see if claim is payable. I notice if it's been longer I get an email acknowledging that and apologizing, how professional. Often a little courtesy goes a long way and I appreciate the consideration. Now, if insurance companies for humans offered the same courtesy...! I'm not saying we never had to wait or contact Embrace re status of claim but I always feel like when I do someone is taking care of it.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.