5
out of 5
POSTED: | BY: Jerry Newsom
WELLNESS CLAIM HANDLED PROMPTLY
I received my claim payments promptly and am very happy with Embrace!!
4.9
out of 5
Number of reviews 16,434
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Hilary R
Great insurance coverage - no questions asked!
We have had Embrace insurance on our Boxer since he was 6 weeks old. We have never had any issues with them paying the claims and they do so as outlined in the policy. We continue to use and recommend them to all of ours friends. Their coverage cannot be beat - they do not have any exceptions to coverage for breed-specific disorders which is the biggest reason we went with them. If they are running behind w/ claims processing, they let you know. If they are taking exceptionally long, one phone call will have the claim resolved within 24hours. A+!!
5
out of 5
POSTED: | BY: Maritza Rosario
The Best Insurance for Pets
My experience with Embrace has only been positive. Always when I have submitted any claim toward deductible or the Wellness Rewards Program, have all be handled efficiently.
There is always someone from Embrace keeping me informed of my claim status (from the day they received it until they send the check).
And the best of all, you always talk w2ith real people, not impersonal and colds machines.
I love Embrace and always recommend it to my friends and everybody who has pets.
5
out of 5
POSTED: | BY: Deborah Anthonijsz
Professional and Compassionate
My Afghan Hound became suddenly and seriously ill, and spent 4 days at a university associated hospital before coming home to recover. I emailed my claims (which I have found to be the most efficient and successful mehtod of communication) and they kept me updated on where they were in the process. When I called to inquire about a possible payment date because the bill was so large I was promised that it would be expedited, and indeed it was. They gathered together all of his recent claims and paid them all at the same time. They paid everything the policy indicated would be covered - no questions, no problems. And when my dog passed away a month later I recieved several emails expressing sympathy and was encouraged to submit any final claims even if I had to send them after his policy ended. And now I have received a heartwarming book full of stories of love and loss. Embrace is the ultimate pet insurance company, covering traditional and alternative treatments, living up to the terms of its policies, and offering both professional and compassionate responses to its clients. What more could you possibly ask for?
5
out of 5
POSTED: | BY: Debbie
First Claim
I just sent my first claim in to Embrace and it was handled in a timely manner with no problems
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.