Embrace | Pet Insurance Review

Well care "coverage" is a great way to get a little discount off routine items, while helping to ensure good health. Owners should be able to pay for routine items, but by offering this, both the owner and the insurer benefit. The actual insurance has plenty of options to make it fair for both. Remember, if not fair to both, it will go away! I hope to lose money on the insurance portion, but the discount by adding wellness makes very inexpensive to gain good coverage for a disaster. This company encourages good health, and actual "insurance" unlike another who tries to sell a way for an owner to get almost all costs paid for.

I purchased wellness coverage knowing that I would spend at least $200/year for wellness. My claims were handled promptly & I am completely satisfied with this aspect of my Embrace coverage.

Purchasing Embrace pet insurance was the best decision we could have made! In 2010, we lost two senior dogs to serious illnesses and incurred many thousands of dollars of veterinarian bills during their last days. When we rescued a young dog last year, we wondered if it made any sense to get health insurance for him. Well, during this second year that we have our 2 1/2 year old dog, he has had a bad time caused by what is thought to be an inhaled foxtail that could have killed him. The treatments and surgery have cost almost $4,000. Embrace has covered exactly as they represented, and we are so happy we made the decision to buy insurance. I am recommending Embrace to all of my pet loving friends!

Having tried a number of other companies, with poor service results by any measure, we were referred to Embrace. Their policy options allowed selection to meet our needs, and it just got better. Beginning with the first claim, and for all subsequent claims, the response was prompt, any questions and necessary clarifications were handled quickly, and payment was delivered when promised. This was our first experience with a company committed to service and the well-being of our dogs (all 5 of them). We were so impressed that we established a link from our web-site as our sincere effort at promoting this great company.

I have two boxers that are insured by Embrace. The reason that I chose Embrace was because they cover breed-specific conditions and their ratings were all the best that I had seen. I have been with Embrace since 2009 and have had nothing but good experiences with them. They truly live up to their ratings. I've emailed and/or called them multiple times over the past couple years with questions about my claim, policy, etc. Each individual that i've spoken with has been wonderful in explaining things. They are a truly straight forward company, what they say that they cover, they will cover. My refunds are deposited into my bank account automatically, and I receive an email that tells me what my deposit is going to be, and when I should expect it. I also love the Wellness flex accounts that have come out. You spend ~$150 and get ~$200 in Wellness refunds (Savings of $50). Truly worth it, in my opinion...