Embrace | Pet Insurance Review

My almost two year old Coton de Tulear puppy is a very healthy breed and I want to make sure she stays healthy so the Wellness Program is perfect for me. Because of this program, I am able to afford all of her required shots and preventive treatments such as heartworm, flea and tick prevention meds. It works like a "health savings account".My pup is healthy, happy, and always gets the best of care. The forms are easy to file by my vet and the reimbursements are quick usually within 2 weeks. My pup did have one clain when she developed a limp due to a pulled muscle. It was handled quickly and of course will apply to the deductible which was in the amount that I chose. You can basically design your own policy, which is great since everyone's needs and bugets are different.

I bought pet insurance when I bought my Beagle puppy Reese's. I already had a cat, Jango, but did not invest in insurance with him. I wish I had insurance with Jango as he was diagnosed with asthma two years after I got him. I learned from that mistake and got insurance. I recently discovered a spot on Reese's ear that was bleeding and another spot on one of her paws. It turned out to be a benign cyst. I wasn't sure if this was covered by my insurance. I submitted a claim and received an email that I would be receiving a refund. I wasn't anticipating a refund, but it was nice to see the check when it arrived. I always though pet insurance was unnecessary, but I definitely realize just how important it is.

Complete scam, covers nothing. Not only did it not cover ANY of the claim amount, but I am out the $70 dollars a month I have been paying for 5 months. I am canceling the policy immediately

Our family knows insurance well and have been very pleased with Embrace and its quick response to our initial claim. The process was simple, easy and efficient. Our claim for our puppy's prescription diet food is being paid under the wellness plan. Puppies are sometimes born with sensitivities and often will outgrow them. Embrace is the only pet insurer that gets that. Food allergies are considered a pre-existing condition by most other pet insurance companies. Embrace covered our dog's RX food because they understand that food allergies are cureable. It just takes time to figure out the cause. Thank you Embrace for getting it!

2011 was not the kindest year for my dear little 7 year old Hugo, a 10 lb. toy poodle. At the beginning of the year he almost died from hemorrhagic enterities and then at the end of the year he had another similar experience--both emergency vet stays of course on Sundays which meant a lot more financial cost. Then he was diagnosed with luxating patellas and even worse, degenerative disc disease which involved some amazing accupuncture and chiropratic treatments which were so helpful. Thank goodness I had just changed over from a pet insurance which I was NOT happy with to Embrace. From the very get-go of filling out the forms, etc. I recognized how organized they are. As well, the follow up is amazing and so personal. Lastly, the reimbursements are speedy and I have them go directly in my bank account which makes the whole thing so easy. Thank goodness for Embrace!!!! I would heartily recommend them for any pet owner.