5
out of 5
POSTED: | BY: Rebecca
Love the Wellness program!
Excellent payment timeframe! Excellent communication! Really appreciate the wellness program.
4.9
out of 5
Number of reviews 15,734
Updated: May 29, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diane Leight
the best!!
i have been with Embrace for about two years now and I could not be happier. They are always there to answer your questions should you have any, the communication is great. They let you know as soon as they recieve a claim and contact you as soon as it has been processed. Not many companies let you know your money is on the way. They are fast to take care of claims and I have been very happy with the overall coverage. I recomend to anyone looking or thinking of pet insurance.
5
out of 5
POSTED: | BY: Claire Still
Greatfull!
I procrastinated about getting pet insurance, but then my daughters Dachshund got very sick and she had Embrace. I saw how they stood by her and paid the bulk of the hospital bill. I am so relieved I made the decision to join Embrace! It is affordable (I have two dogs)and the customer service and efficiency of this company is top notch! Reading reviews is so helpful. My feelings..even if I never have to use it, my premiums have gone to help another pet.
5
out of 5
POSTED: | BY: Julie
Great customer service
We have had Embrace pet insurance for our puppy Bernese Mtn Dog for about 10 months now and they have been great! They are really fast at turning claims around and always confirm when they have received or paid a claim. They have very personal and prompt customer service. They offer coverage for genetic issues that a lot of other companies barely pay anything for. I hopefully will never need to use that coverage but its nice to know its there if anything ever arises. I would highly recommend them to anyone considering insurance.
5
out of 5
POSTED: | BY: Jayme H
Embrace your awsome!
Just wanted to say thank you to Jenna who helped with my claim for Bailey. There was some mistaken information on the claim and fixed it the same day! Every claim I have made has been handled professionally and quickly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.