5
out of 5
POSTED: | BY: Stephanie
Best customer service ever.
I have to say that everyone I talked to so far is as friendly as could be and really patient. What a pleasure!
4.9
out of 5
Number of reviews 15,759
Updated: May 29, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dexter
All good things...
Can't say enough good things about Embrace. We joined in 2008 after having VPI for a couple of years. I was not pleased with the customer service we were getting or the plan offerings from VPI.
Our 10 year old lab, Dexter, recently had issues of blindness, uncontrolled walking and disorientation. After seeing our primary vet, she was thinking stroke or brain tumor. We were referred to a specialist in neurology. Procedures included a spinal tap, MRI and countless blood work and a four day hospital visit. All results came back negative. At the end of the day our vet bills came in around $3,600. Embrace was there for us with timely review of claims, follow-up and payment.
BTW, Dexter is doing fine and we are glad to have Embrace on our side.
5
out of 5
POSTED: | BY: M. Sloam
wonderful!
I selected Embrace two years ago and have had only good experiences with this company. They have kept me updated about the claims I filed and have paid claims within a reasonable time. I am so glad I chose Embrace.
5
out of 5
POSTED: | BY: CJ's mom
Thank goodness for Embrace Pet Insurance!
I highly recommend this insurance for your beloved pet. It has been a blessing to us as we experienced an unexpected diagnosis of lymphoma in our 2 1/2 year old German Shepherd Dog. She is doing well though the costs have been high. I will never have another pet without Embrace!
5
out of 5
POSTED: | BY: Pat Gale
Great Company with great service.
Embrace was my first experience with Pet Insurance. I didn't think I would need it as soon as I did but i was so glad that I had it. Embrace paid exactly what their policy said they would and they did it in a very fast manner. I hope that I won't need it again but I know for sure that my puppy, Maddy, has the best possible coverage with the BEST Pet Insurance company there is. It was so easy to submit the claim. My Vet faxed in all of the paperwork along with my pre-printed claim forms designed especially for Maddy. Embrace emailed me several times to inform me of the status of the claim, so I was never left wondering what was going on. I am so glad that I chose Embrace and would encourage all Pet owners especially puppy owners to get your pet covered by Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.