5
out of 5
POSTED: | BY: Steve P.
Quickly and Fairly Handled
Scanned and submitted the claim by email. Was not a major claim. Handled fairly and the agent kept me informed about the status.
4.9
out of 5
Number of reviews 15,759
Updated: May 29, 2024
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Theresa Santore
Always Great
Every experience I've had with Embrace has been pleasant and the customer service representatives are always helpful.
5
out of 5
POSTED: | BY: Michelle
Excellent Pet Insurance
We have used both the illness policy and the wellcare policy. On every occasion, the service is prompt, the reimbursement hassle-free.
5
out of 5
POSTED: | BY: Tony Okolski
Embrace should be Embraced by all.
All I can say is you guys/gals rock,this is a wonderful insurance company for PETS.Please keep uo the good work.
5
out of 5
POSTED: | BY: Jeff Granger
Very Responsive
I was very fortunate in having taken out insurance on my pets, including my Maine Coon cat Delilah only a couple of months before learning she has stomatitis. This is a fairly rare disease where the immune system attacks the roots of the teeth in cats & although my young kitty is otherwise healthy, she had to have all but 5 of her her teeth extracted. Embrace covered this, as well as dental cleanings for both my Aussies & I'm very happy with the results of this. If only HMO's were run like this!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.