5
out of 5
POSTED: | BY: ROBERT E FLYNN
very knowledge rebback james
great company to have for your pet
Read more on Trustpilot
4.9
out of 5
Number of reviews 18,341
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Terry Rieger
Easy & Quick Claim Submission
Easy & Quick Claim Submission. We have had Embrace for our 4 dogs since they were puppies & have had No troubles with them. The claims were Extremely easy to submit & reimbursement was Fast and always correct. We HIGHLY recommend them & their staff has always been Very helpful & friendly!
5
out of 5
POSTED: | BY: customer
Embrace claim submission is a quick 5+…
Embrace claim submission is a quick 5+ and the reimbursement is timely also. I would not be without Embrace as I love my little "doggie" and I want her to be healthly.
5
out of 5
POSTED: | BY: Tami Bone
Great Experience with Embrace Since 2019
My recent experience with Embrace was great, just as all of my experiences since 2019. The process for submitting claims is seamless, and the response is quick. Also, when I've called in, such as I did with a recent claim, I receive excellent help. Very happy to have health insurance for my two cats, Bug and Hattie!
1
out of 5
POSTED: | BY: Melanie Spigelmyre
When my pet has passed on I will never…
When my pet has passed on I will never use Embrace again for my insurance needs. They don't really care about your pet they only care about money. I understand that my premium goes up each year based on our dogs age but they try to claim they don't raise your premium based on past claims, with is false. I had several claims last year and low and behold my premium increased by $140 for the year. From $116 to $256 and you can't tell me this wasn't because I had several claims. The only option was to reduce my coverage in order to get a lower premium which is absurd. Like I said all they care about is money. Insurance companies over all are a total rip off in my opinion.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.