5
out of 5
POSTED: | BY: Lisa
Hannah was wonderful to deal with
Hannah was wonderful to deal with
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,757
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Matthew Higgins
We have been very happy with Embrace…
We have been very happy with Embrace through USAA so far. Quick claim processing and great customer service.
5
out of 5
POSTED: | BY: Karen Stevens
Website/ phone app makes it easy to…
Website/ phone app makes it easy to submit a claim even if you can't remember you log into password !!!
5
out of 5
POSTED: | BY: Diana DiStefano
Seamless transmission of claim
See less submission of claims along with timely responses make Embrace a wonderful company to deal with
1
out of 5
POSTED: | BY: Matt K
Premium raised over $200 for no reason.
Premium raised over $200 for no reason. When we told them we were switching to Lemonade, they attempted multiple lies to scare us out of switching. My dog puking once is not a pre existing condition, nor is “dermatitis” from the time he licked his nuts too much.
Truly predatory and dishonest attempt to keep us as a customer.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.