5
out of 5
POSTED: | BY: JA
Quick and easy
Quick and easy with a very prompt response from Embrace.
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,757
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: C Beausang
Highly recommend. Easy and fast.
Very easy process with the app and the review and payment was very quick. I spent many hours deciding which pet insurance company to go with and I am really glad we chose Embrace.
5
out of 5
POSTED: | BY: Roy Bailey
Easy speaking customer service rep
Easy speaking customer service rep. Everything explained for a dumb old country boy (61 year old boy Lol. Beetle
5
out of 5
POSTED: | BY: Rebecca Simmons
This insurance has been a lifesaver
This insurance has been a lifesaver! We have 3 kitties and all 3 have had illnesses that have really racked up our Vet bills. Thanks to Embeace, we’ve been able to recover literally thousands of dollars between the 3 cats. I highly recommend Embrace to anyone who owns furr-babies!!!
5
out of 5
POSTED: | BY: Suzan
EASY TO UPLOAD A CLAIM
Very easy to upload and fill out a claim online.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.