Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,757

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: BR

Really easy during a tough time

Really easy process to submit a claim and provided great coverage! Made it really easy during a tough time.
Read more on Trustpilot
4

out of 5

POSTED: | BY: Melissa

Great company

Everyone I dealt with at Embrace was supportive and helpful.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Josh Corpuel

I was very disappointed that a skin…

I was very disappointed that a skin issue on the body from the spring meant that an ear infection today is a pre-existing condition and therefore not covered. They were two different body parts and two different issues that are 100% unrelated.
Read more on Trustpilot
4

out of 5

POSTED: | BY: MARY

Quick Response

I was responded to very quickly. I was disappointed that my cat's upper respiratory was classified as pre-existing condition. In speaking with her vet, we spoke of her allergies & sneezing. Allergies are common in Cincinnati in the Ohio valley.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Consumer

It is extremely easy to file a claim…

It is extremely easy to file a claim online and the customer service representatives are always knowledgable and professional.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review