Embrace | Pet Insurance Review

They do everything to avoid reimbursing you anything. All that it is good for is (hopefully) major issues or major accidents, otherwise they deny every claim. They pay for no preventative, no wellness and go WAYY out of their way to classify anything under the sun as a "pre exisiting condition"

Fortunately, my beloved little Yorkie was healthy for most of his life until recently and unexpectedly he became ill with cancer and with a broken heart he was euthanized. It took several days with expensive diagnostic treatment until the diagnosis was made. I submitted the claims and they were paid promptly. But what came as a surprise was the compassion I received from Pet Embrace. 1st in a beautiful email expressing condolence, secondly without prompting they cancelled the insurance and refunded the premium for the month. Third I received in the mail a lovely condolence card that contained wildflower seeds to plant in remembrance of my lost fur baby. This compassion touched my heart.

So far submitting claim has been super easy. Hardest part was choosing diagnosis. Will update after claims are processed.

So easy and great customer service, prompt to reimburse

Easy to submit claims.