5
out of 5
POSTED: | BY: Bonnie Rinehard
easy to fill out forms to make a claim
easy to fill out forms to make a claim
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4.9
out of 5
Number of reviews 16,757
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Charlene Polk
Waste of money cancelled today!
Finally went ahead and cancelled my policy. The review would be too long if I explained everything wrong with this company. After nearlyn2 months I finally got my claim reimbursement a whopping 5 dollars. Mind you I had to doball the work sending records they claimed they never got and even had my vet send them. Like pulling teeth getting ahold of customer service. The adjusted claimed she called me. What business will calland not leave a message? I was told they'd reemburse a percentage of medications. I got 0% my dog broke a toenail which was painful and she was walking on 3 legs adjuster claims it was a pre existing condition so no re embursement wth? Only reason I gave 2 stars is because customer service (when you finally get them) are extremely nice and knowledgeable. Otherwise they would get 0 stars from me.
4
out of 5
POSTED: | BY: Clint H
Great service
Great service. You get a lot of your money back. Good to be safe
5
out of 5
POSTED: | BY: Better World Books Critique
Quick review of claims
Quick review of claims
1
out of 5
POSTED: | BY: Brynn's mom
Embrace is literally the worst
Embrace is literally the worst. After rescuing my 3-year-old dog, I took her to the vet. I was honest & told the vet she had diarrhea once. The vet reported that to Embrace. Embrace refused to cover anything gastrointestinal for my dog for one calendar year as a result. Absolute b.s.
After trying to repeal it and having my vet write a letter informing Embrace it was a one time occurrence, Embrace still refused to cover stomach issues for my dog. One year later, my monthly fee went up $30 freaking dollars. And for what? Embrace covers nothing!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.