5
out of 5
POSTED: | BY: Ad
Great experience
Great experience. Extremely helpful assistance, easy to follow app and website and reasonable pricing.
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,757
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: BAC
I was misled
I was misled. It seems that there were so many things that are not covered. The representatives should make it clear to the new client what will be covered and not. Now I have to move the policy to another provider because wellness is only covered at so much
1
out of 5
POSTED: | BY: Chanel
Paid in and got nothing out
Paid in and got nothing out, I think it’s a scam!
3
out of 5
POSTED: | BY: James
Yes,the time it took to resolve our…
Yes,the time it took to resolve our claim, it seems like you were looking for reasons not to pay the claims
2
out of 5
POSTED: | BY: Robert Duke
Completely Overpriced
Claims portal doesn't show any information or forms after you submit. This is deliberate so that you have a harder time arguing when they disapprove your claims for no reason. Monthly cost triples every year. Overall not even close to worth it as far as service/cost ratio.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.