5
out of 5
POSTED: | BY: MARIALUZ
Convenient in submitting claim
Convenient in submitting claim
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4.9
out of 5
Number of reviews 16,737
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Melania Carlsen
We have used Embrace Insurance for 2 of…
We have used Embrace Insurance for 2 of our pets so far, and very honestly we would not have any other Insurance Carrier. They have been helpful, professional, honest and compassionate. Their coverage options are great so you choose what you need. We are very happy with them and tell anyone that asks what they should use !
5
out of 5
POSTED: | BY: Meg
submitting claims seems to go smoother…
submitting claims seems to go smoother each time a claim is filed. Also any time I have called everyone is very pleasant.
4
out of 5
POSTED: | BY: RMH
Easy navigation of claims process
Relatively simple to navigate the claims process and easy communication so far if any problems/questions arise with claims.
1
out of 5
POSTED: | BY: Bob Andrews
Filed a claim and still haven’t heard…
Filed a claim and still haven’t heard from the company except to tell me that they’re waiting on the veterinarian’s office. Called vet and they don’t know about any contact.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.