5
out of 5
POSTED: | BY: MC
Super user friendly portal
Super user friendly portal. Thanks Embrace!
Read more on Trustpilot
4.9
out of 5
Number of reviews 16,737
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: mary
My pet did not have a preexisting…
My pet did not have a preexisting condition my vet sent all paper work to prove this and Embrace just will not listen
Thank you
5
out of 5
POSTED: | BY: James Bryant
The online process for submitting claims
The online process for submitting claims and the turnaround time are both phenomenal!
5
out of 5
POSTED: | BY: Lorraine Sudol
Embrace covered what was listed in our…
Embrace covered what was listed in our agreement and reimbursed within two weeks.
5
out of 5
POSTED: | BY: f. grimmett
The fact that it was hard to get anyone…
The fact that it was hard to get anyone on phone bugged me... but
After my 1st claim I did on app I received a response within a day ..when I had a question I sent email and it was response to within a couple of hours..
I'm Extremely Satisfied With Embrace..
Thank you
Fred and Bandit
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.