5
out of 5
POSTED: | BY: Cherlynn Williams
It was easy
It was easy. Just hope it’s not a problem getting my refund back 🥰
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4.9
out of 5
Number of reviews 16,717
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Will Wilson
It's decent
It's decent. You gotta mandatorily wellness exam your pet as part & parcel to insurers No Pre-existing Conditions clause, so plan on set up this way:
1) Find a DVMs who waive wellness exam fee secondary to this requirement,
2) carefully review Treatment Plan,
3) initiate Embrace policy with a projected date,
4) schedule preliminary treatments like vaccines,
5) correlate beginning date of policy with wellness check vaccine compliance in rear view.
My kitty was current on everything except W.E., so anything that may happen would be legally pushed away from coverage until first a DVM clarifies that no issues exist on start date. Another decency with Embrace, you're allowed full refund while you figure the above terms out for first 15 days.
5
out of 5
POSTED: | BY: Guadalupe Higson
Excellent customer service provided by…
Excellent customer service provided by LANI.
She was so helpful and very knowledgeable.
My experience was so awesome.
I love this Pet Insurance.
I have two furbabies that deserve the best.
Thanks so much for everything.
1
out of 5
POSTED: | BY: Georgia Smith
Classic bait and switch scam
Classic bait and switch scam. I was a long time Trupanion customer and switched to embrace since it was offered thru USAA and offered a better rate. Since I trust USAA, I figured they would only affiliate with another trustworthy company. Here I am at my first policy renewal and they have nearly DOUBLED my premium!! I’ve made no claims. Now I’ll have to go through the work of switching back to Trupanion, hopefully at a decent rate, but certainly higher than if I had stayed with them.
5
out of 5
POSTED: | BY: Allyn Taylor
For me you guys are the perfect…
For me you guys are the perfect definition of customer service. You care about our pets and have a strong desire/commitment to helping us through tough situations. We ran into a problem with a claim and you all fixed it the same day. I really appreciate your support and understanding!!! Keep up the outstanding work!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.