Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,717

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: CinCin

Turned Around Time

The turn around time from when I submitted my claims was excellent. I do think that I should have been reimbursed for the X-ray.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Sam Pollard

Very fast and fair claim settlement!

Very fast and fair claim settlement!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Nina

The process was easy to do

The process was easy to do. I just submitted
Read more on Trustpilot
1

out of 5

POSTED: | BY: Tomkat

This is the most worthless insurance I…

This is the most worthless insurance I have found. They make it very difficult to complete a claim. I have two Goldens each had an Episioplasty. ( diagnosis not on their drop down menu). However, one dog had surgery last year and it was paid after several attempts to get them to review vets documents which they had. This year other dog had same surgery and I know they have vets paperwork but have not agreed to pay claim.
Read more on Trustpilot
1

out of 5

POSTED: | BY: John Stone

Complete Crap do not get

Complete Crap do not get. And it’s funny you read the good reviews and someone comments back. All the bad reviews not one comment so right there proves they have poor customer service. All my claims denied for some reason they can find. What a f”””””” waste of money could have used the money to pay my $1000 bill.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review