Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,717

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer Chlebda

Nice to have

I must say what a nice insurance to have I’m pleased with this All though the price is very high for a monthly premium , seems to go up each year or sooner Make it adorable please Thank you
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5

out of 5

POSTED: | BY: Mia Hernaez

Claims are processed in a timely manner…

Claims are processed in a timely manner and updates and notifications are always sent out to keep me posted on my claims. Also everytime I call I always get good informative answers to my questions.
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5

out of 5

POSTED: | BY: Peg Neuhauser

Thank you for the excellent customer…

Thank you for the excellent customer service. I made some mistakes in filing several claims. One phone call and you fixed everything. I received the insurance payment the same day.
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5

out of 5

POSTED: | BY: Linda Roggli

So easy to submit

So easy to submit - far simpler than in previous years
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4

out of 5

POSTED: | BY: sanford hochman

Good service-no struggle to get paid!

Good service-no struggle to get paid!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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