Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 16,709

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: SeeSee

Kundo to Embrace

Kundo to Embrace, had the insurance for the past 9 years and never had an issue with the claims I submitted, and customer service is outstanding and very polite and a pleasure to deal with. Thank You. EFM
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5

out of 5

POSTED: | BY: Liz Chapman

Easy online claims process

The claim process is very easy through the website. Our claim payments are made promptly
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4

out of 5

POSTED: | BY: Roger Kinnaman

The layout to reviews a clam is…

The layout to reviews a clam is perfect. THANKS FOR YUR SUPPORT
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5

out of 5

POSTED: | BY: Michael Matyas

fair and easy

not quick, but a logical process that was fair and easy.
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5

out of 5

POSTED: | BY: Jacque Santos

I’ve had Embrace for the last 11 years…

I’ve had Embrace for the last 11 years and it was the best choice. They have always paid my claims in a timely manner and without any issues. I recommend them to all of my friends.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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