1
out of 5
POSTED: | BY: Marilyn Cantwell
Too expensive
Too expensive. I have cancelled my account
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4.5
out of 5
Number of reviews 11,717
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: James Ricci
My first time getting reimbursed went…
My first time getting reimbursed went pretty much without a hitch. Getting setup was a little work, but after that it was easy.
5
out of 5
POSTED: | BY: Elizabeth Castine
You really take care of pets.
You really take care of pets.
1
out of 5
POSTED: | BY: Mathias Roberts
No coverage for my adopted dog
Our dog we adopted had no coverage, because they want "history" (but obviously we adopted him and don't have any "history" available) wish they told us this before wasting my money. But hopefully this helps you reading this.
1
out of 5
POSTED: | BY: Faye Simmons
Need some information
I guess you didn't get my previous e-mail. I told you I had never gotten any correspondence or any confirmation I even had insurance. I don't know how to file a claim and I don't have any paperwork on it. I also told you if I don't hear from you by the end of the month I am canceling my insurance.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.