5
out of 5
POSTED: | BY: Adrienne Kaufmann
Best Pet Insurance!
ASPCA is the best pet insurance I have ever had. The claim process is very simple and reimbursement is fast. Coverage is great too!
4.5
out of 5
Number of reviews 11,717
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
VETERINARIAN: Gateway Animal Hospital
POSTED: | BY: Erin Scott
Best Pet Insurance!
ASPCA has been the BEST pet insurance! With Rolo's various sicknesses and unavoidable emergency vet visits, I had so much more ease during these times knowing that ASCPA would take care of everything quickly and with great care. This has been the biggest life saver financially - I cannot recommend them more!!!!
1
out of 5
POSTED: | BY: OB
ASPCA used to be the insurance company…
ASPCA used to be the insurance company I recommended to other pet parents. However, the recent changes in the reimbursement process, specifically the new requirement to submit medical records with each claim, have altered my perception. Additionally, what’s the purpose of having accidental and illness coverage if you’re not going to reimburse me for any of it.
When I renewed my policy this year, there was no communication about the necessity of providing medical records for the reimbursement process. This sudden requirement contradicts the seamless and painless claims process that initially attracted me to your policy.
Due to this change, I will not be renewing my policy and will be taking my business elsewhere after nearly five years as a customer.
Stay away from this shady company, it’s a shame because it was once a great insurance company until they decided to put profits over pets.
2
out of 5
POSTED: | BY: Angieboo Landeros
Canceling issue
This company is good for what they’re doing. The person who got me into the membership was nice and easy going to talk to.
My issue is the canceling situation. They give a so called phone number, that does not work, and apparently there isn’t any other way to cancel the monthly donation.
I’ve been trying to contact them since 2 months ago and nothing. Oh, but why is there various ways to start the monthly donation, but not to cancel it?!?!
5
out of 5
POSTED: | BY: Krystal Hasard
Great Insurance!
We've had 4 cats insured for many years with ASPCA and I have never regretted getting this insurance. Our cats have gone through dentals (which aren't covered by all insurance companies!), Diabetes, Pancreatitis, Hyperthyroid, Urinary Blockage, and many others through the years, and ASPCA has always come through for us. I strongly recommend this for anyone looking for quality pet insurance.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.