5
out of 5
POSTED: | BY: Soraya Silva
Quickly process…
Usually the claims are processed quickly and it’s a great help for my finances
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,716
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Susan
I filed a claim for wellness care for my Schnoodle
I filed a claim for wellness care for my Giant Schnoodle. The process was easy, response time very quick and a check is on the way to me! Very impressed!
5
out of 5
POSTED: | BY: customer
My dog recently had ACL surgery and the…
My dog recently had ACL surgery and the process to submit a claim was so easy and the staff was so helpful when needed that. I am so incredibly happy to have them as my pet insurance.And I will continue to keep my insurance active for my dog.
5
out of 5
POSTED: | BY: Cindy Barry
Love ASPCA insurance
Love ASPCA insurance. Easy, quick and very affordable
1
out of 5
POSTED: | BY: AT
Customer service -no response
It seems like good insurance. But I have reached out to customer service three times since 7/28 with no response or acknowledgment. Makes me nervous for when I actually have to submit a claim
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.