5
out of 5
POSTED: | BY: Rey Pena
Easy claim process and quick turnaround
Easy claim process and quick turnaround
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,716
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nadine Walker
I have all my pets covered with ASPCA…
I have all my pets covered with ASPCA health insurance have used them for years they are always helpful with any questions I may have they are polite courteous, they always ask how each one of my pets are doing. They always pay their claims after your deductible is met.
1
out of 5
POSTED: | BY: Martine Dunphy
I paid for the insurance on 8-28-24
I paid for the insurance on 8-28-24
and never received my insurance confirmation # and my account # so I could not sign in to the ASPCA Health Insursnce site. My credit card has this insurance listed as paid.
Name Martine E Dunphy
Pet: Charlie
Dog
5
out of 5
POSTED: | BY: ARACELI
I’m extremely happy and satisfied with…
I’m extremely happy and satisfied with my pet insurance claims are paid in a quick and efficient way. app is really easy to use thank you Aspca pet health insurance!
1
out of 5
POSTED: | BY: Chris
DO NOT BUY THIS INSURANCE
If you are considering this insurance, please shop elsewhere. I had a supervisor named Katie laugh on the line at my disgust because they are not covering my dog’s hernia surgery based on something that was vaguely written in the policy that they utilized to deny me. I’ve spent $100 a month for two years and when I finally need insurance, they are not there to help. They will do the same to you. It is a disgrace that people who are supposed to care about animals could be so immoral. Please shop elsewhere. Personally, I wouldn’t even bother with pet insurance because it’s a scam!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.