ASPCA | Pet Insurance Review

I have two Bostin Terriers and they are quit active.Since we adopted them, we have had a few issues, from a scratched eye on one to bowel obstruction on the other. So far, ASPCA has covered all. It has been nice to not worry too much about vet bills. The only thing that my policy states is that if there is a pre-existing/recurring illness or injury that exists prior to the plan period effective date and has not had 180 days since diagnosis, cure and last treatment, they will not cover it. Also, multiple incidents of foreign object ingestion in a 12 month period. Hopefully I do not run into this problem. Other then that, I have been very satisfied.

don't cover all of er expenses, but we have had a lot of claims in the last year- 2 from dog bites b/c my inconsiderate neighbors let their dogs roam off leash unnattended! We were glad to have some reimbursement- also help[ed with end of life treatment for our 15 yr old cat

I HAVE HAD OTHER INSURANCES ON MY PET BUT ASPCA IS THE BEST YET. ASPCA HAS REEMBURSED ME FOR MY VET BILLS WERE THE OTHERS SAID IT WAS NOT COVERED. MY VET EVEN SAIDS HE WOULD RECOMEND THAT EVERYONE SHOULD HAVE INSURANCE ON THERE PET. ASPCA IS LESS EXPENSIVE THAN ANY OTHER OF THE ONES I HAVE HAD AND PAYS OUT MORE.

So far, I have been very pleased with the insurance, including easy forms to fill out, fair reimbursement, and the fast payment of claims.

Some "people" insurance companies could learn something about customer service from ASPCA. I've been with them starting my fourth year. I have two cats and one dog. I have the middle of the road policy. They are great to respond and quick to get reimbursements to me. I like their online explanation of benefits. The only thing I do not like is that each year, if my dog had an illness the last month of the year, that same illness would not be covered the first month of the new policy year. The dog would have to be "cured" for 180 days before they would consider covering it. This is my first company I ever had insurance with. I will look into other options if they do not change that policy.