ASPCA | Pet Insurance Review

My experience was not unlike the stories one hears about people trying to get insurance companies to pay out on human health insurance claims. I ended up wasting time with appeals and feeling utterly cheated and frustrated. The argument they made was that, because two illnesses share certain symptoms, the 2nd illness was simply a "pre-existing" condition from the day the first one manifested itself. While this is difficult to prove or disprove, it disappointed me that they were unreceptive to my vet's professional opinion that they were separate diagnoses. All in all, I felt that I simply handed the insurance company money and got nothing but aggravation when I needed them. I didn't get a dime back from them for either of the illnesses. Profits over pets, I assume.

I have had pets health life and Accident Insurance on my beagles and cavalier King charles spaniels for the past ten years ,I would never go without it ,I have had several happenings over the year, as I have 6 dogs ,My one beagle was diagnosed with the walls of her gall bladder bursting ,this was not a cheap surgery but with my insurance I recieved back 1500.00 of the 3,000.00 the specialist had charged me . Another occurence was my other beagle who was feeling sick ,so he had no grass to eat as that is what dogs seem to want to do when they feel nauseated , to throw up ,so he chewed on the towel in his crate and ate several pieces ,well the next day I was at the emergency room with him for a blockage of his intestines ,again I saved at least half of the cost with the pets health insurance ,I pay about 89.00 a month for 5 dogs which is cents compared to what I would have to pay, god forbid something happens to my little companions . They are my life, my best friends, and my family and I do for them what I would do for my human family ,as they bring me so much love and ask nothing in return except to be fed and loved ,I would have it no other way thankyou pets health for being there for my furbabies shirley Irwin Meadowland Beagles and Cavalier King Charles Spaniels

I signed up my two older Golden Retrievers with Pets Health almost four years ago becuase I trusted the ASPCA to affiliate with a reliable insurer. While there have been a few problems with my claims, I could always find a supervisor willing to help and everything was resolved happily. I am thankful that I can afford to provide excellent medical care for my old Golden girls with the help of Pets Health.

I have many pets and have had Petshealth for more than 10 years. I have had 3 dogs with cancer. The Petshealth insurance has been extremely helpful especially when I have had a serious illness to deal with. While every person with insurance wants more money back on their claims I have found this group to be fair. I have been satisfied with their service for more than a decade now.

Hartville Group is the Bernie Madoff of Pet Insurers! I have had this pet insurance since my 2 puppies were 4 months old. Never placed a claim with them for the first 10 years of my dogs lives. Unfortunately one of my little ones (maltese) got sick this past July, 2009 and just passed away Dec 2, 2009 @ the age of 11 1/2. Their insurance policy ran from August to July so it was renewed August, 2009 and now they refuse to pay the refund because of the "pre-existing condition in a prior insurance period." I made sure those dogs health insurance was paid while I was unemployed and for what?! Being treated like this! I don't think so. I'm considering legal action and would like to hear from anyone else interested in joining me. I'm also going to FACEBOOK, TWITTER and post anywhere and everywhere I can so this information goes viral on how corrupt this company is! I'm also going to inform the VCA and every other veterinary medical school and pca about this company. They were happy to take my $11K over the past 11 years for these dogs yet don't pay anything back in return? I think not! Please post if you wish to join me in letting every pet owner in the United States and world wide NOT to insure with HARTVILLE Group! (The Bernie Madoff of Pet Insurers!)