ASPCA | Pet Insurance Review

The diagnosis of Irritable Bowel Disease came after numerous blood tests, x-rays and consultations. It could have been much worse - lymphoma, kidney, pancreatic or liver disease. But this insurance policy allowed us to find out what the real problem was. Now we have Thomas on a diet that will keep him comfortable and halt the weight loss. We will be able to enjoy him for a few years more. And for a 14 year old cat that's not bad. I would change only one thing - the pre-existing disease clause. Basically, it means that you have $1500 per incident per year - after that you are not covered for that condition unless your pet has had no medication or consultation for 6 months after the renewal date of your policy.

We have had Petshealth plans for both our dearly departed Great Dane Jackson an our current Dane.As Jackson aged, I anticipated his bills could increase and I was worried about being put into the horrible position many owners face...being forced to choose between pet care and our other pressing expenses for our family. Sadly, we needed Jack's coverage far too soon, and he passed soon after being diagnosed with tumor in his liver. I am very grateful that we were able to give Jack all the care possible in his final weeks without the added stress of the finances. When we added Ivan, another Great Dane to our family I admit I considered postponing coverage until he was older, but I also felt that my reimbursements for routine care had been adequately compensating for the premiums, so we signed on with our new big guy. I was very glad I did, because a fluke bout of pneumonia generated some unexpected and giant-breed sized bills at the worst possible time. I have recommended this plan to others and will continue to do so now that they have come to the rescue...again!

We last used our pet insurance when our two year-old White Sheppard/English Setter mix cut her leg while on a walk in the woods. The laceration didn't look too bad, but would not stop bleeding. We had to take our dog to the emergency animal hospital near by, whom upon examining her, realized that the laceration wasn't a simple cut. Apparently our dog stepped on something that actually went up into her leg - hence she needed more than just a few stitches. Needless to say, I was very happy to have pet insurance.

I recommend for everyone to look into pet insurance before they even purchase a pet. I waited a couple of months before I got it and now I wish I hadn't waited. I did not anticipate all the problems with my Pico but my pet insurance sure has helped tremendously lighten the load.

I thought it would be the best insurance ever, since it has the name ASPCA, I was wrong. They didn't pay anything!!!! The reason they gave me was "Exclusion Code - 2", then they sent me a paper explaining it what it means and it was pre-existing (for my baby's earmites). How is it pre-existing when she's only 5 months old??? It was her first time going to the vet. I wouldn't recommend it. Save your money. Find a better one.