ASPCA | Pet Insurance Review

After a devastating experience with one of my cats years ago, I swore I would never be without pet insurance again. My beloved rescued FIV cat was diagnosed with liver disease, and his only chance was intensive care, which we simply could not afford. The vet did what they could, but having tried some natural remedies, our only recourse was to have him put to sleep. I did not feel he had been given an adequate chance of fighting, and he was a tough cat. I made sure that subsequent rescues had insurance, and I have no regrets. When another of our cats developed IBD/intestinal cancer we were able to ensure that he was comfortable and that we had offered him every possible treatment available, short of chemotherapy. Knowing that he was living the last 6 months of his life to the fullest was very important to us, and those months turned out to be the some of the most precious. I was able to care for him without stressing over the cost - which was only a fraction of the total bill. I advise all my friends with pets to have pet insurance, and I treat it with the same urgency as I do our own health insurance. We are all subject to sickness and the unexpected, and we cannot all afford such high bills, so if pet insurance is available to us, we should utilize it.

Our Bichon Frise was an integral part of our lives for over 11 years. When she was diagnosed with kidney failure we were devastated. Unfortunately the choices were few. She was hospitalized several times and we were given fluid therapy to administer at home. When the inevitable occurred, not only did the ASPCA Pet Insurance help defray the costs, we received condolences and sources for helping to ease the hurt. The people at ASPCA Pet Insurance truly cared about our Pearl. When we adopt a new family member, she will be provided ASPCA Pet Insurance.

We had a tragic accident with our bloodhound Huebert recently and vet bills piled up quickly. If it weren't for the ASPCA policy we had, we may have had to put Huebert down. We luckily had been with ASPCA for over a year when the incident occurred. After submittal of the paperwork, we were paid within 30 days as our policy states and were able to collect the maximum amount possible with the policy. All of my correspondence with them was pleasant, especially with the stress and worry we had been through. They took initiative in caring for our dog and this went a long way. If you are considering insurance, I strongly recommend sacrificing a little somewhere else to pay for it. With this incident, it has paid for itself.

I am a veterinarian, and have a client whose dog was diagnosed with a malignant tumor on April 28, and whose policy renewed on May 1. ASPCA insurance covered the cost of the biopsy, but not a penny of the $20,000 the client spent in the following year. I was appalled that the ASPCA would put their name on such a deceptive policy. Each year when the plan renews, it is written as a new policy, and anything the pet is being treated for is then considered a preexisting condition. I find this tactic egregious and unethical.

I`ve had Petshealth for three years,not wanting to be caught in the situation of not being able to afford the high cost of emergency procedures, if they were to arise. The policy saved me on visits to my vet. and settled all the medical bills in a timely manner.