ASPCA | Pet Insurance Review

I had ASPCA for 2 years now - they dont deny your claims but pay out almost nothing, thanks to "reasonable cost". I live in the city and the vet costs here are high. When I submit a claim, they only cover the "reasonable cost" portion of it which is in most cases less than 50% and then they pay out 80% of that after me meeting my $100 annual deductible. One more thing - their premium seems to go up every year.

I have been so happy with what I have recieved from ASPCA. The customer service is great and I have been so grateful to have my pets insured. The claim process is so easy and I get back money so fast. ASPCA is great!

On January 2nd, our 14 year old rescue dog, Chloe, woke up at 6:30 am unable to stand or walk. We rushed her to the Animal Emergency Clinic near us where they couldn’t find any explanation of the tremendous pain she was in. She couldn’t do her doggie shake without falling down. To say we were terrified doesn’t begin to explain it. Our bill for the day was over $1,300.00!! Thank goodness we had our ASPCA pet insurance which covered over half of our bill. My only frustration with our coverage is that it does not include anything alternative. After spending $1,300 and a frightening day with no clue as to what was wrong, I took Chloe to an animal chiropractor where 3 visits later at $76/visit, she was fine. Somehow she had put her lower back out! I strongly encourage ASPCA to include alternative treatments such as chiropractic and acupuncture in their coverage.

I'd like to express my appreciation of and satisfation with the ASPCA Pet Health Insurance plan and the individuals who administer it. I have two dogs that have benefited from this insurance; they both have had instances where extensive testing and/or procedures had to be performed, and this insurance ensured that they were able to receive the care they needed. Furthermore, the claim forms are extremely easy to fill out and submit - and being able to do this on-line ensured that they were immediately received by the insurance group and processed without undue delay. Finally, I was able to to reach actual individuals on the telephone and have questions answered when this was necessary. I couldn't be more satisfied with my insurance, the plan options, and again, the personnel that administer it. I would urge anyone with pets to get ASPCA Pet Health Insurance. Having it has brought peace of mind when we've been faced with some frightening health issues with our pets. Thanks!

one of my cats, Tigger[other is Poo] needed treatment for overactive thyroid. My father found a specialist 165 miles away. Treated with radioactive iodine. My father lent me the money and the insurer paid almost 75% of the bill. I recommend them highly. Better than the co. that pay based on a fee schedule