ASPCA | Pet Insurance Review

Story:Last month my Great Dane, Willow, had an episode of "boo-boo"belly (decreased appetite, diarrhea).  I wasn't too concerned at first, until she decided to have large amounts of bright red, bloody diarrhea--YIKES!  I am an ER RN, but that frightened even me.  I came to find out (after an expensive visit to my vet) , that the condition is fairly common, and is called "Hemorrhagic Gastroenteritis". Willow made a speedy recovery, and is her big, playful self-- but I must say that the timing of her illness couln't have come at a worse time as far as finances were concerned-- ASPCA Pet Insurance saved the day! I can't tell you how glad I am that I finally decided to purchase pet insurance, and I'm glad I chose ASPCA.  

No cute pet stories. We have had the opportunity to file claims with ASPCA. These claims were addressed and paid fast. Faster than claims on my own health insurance. The premiums are reasonable and I appreciate the fact that the ASPCA get a portion of the premium to support its ongoing work.

My little Mimi, a black fluffy medium haired 4 year old cat, suffered an injury to her right front leg. I didn't witness the injury, but just noticed she seemed to be in pain and was limping and sometimes holding up her right paw. I checked her paw, thinking her claw may have been torn or her footpad injured, nothing was found. I decided to wait a day or so to see if she would get better. It only became worse. Reluctantly I took her to the vet. I say reluctantly, because I was unemployed and on very limited income. Financially this just was a very bad time, but my sweety Mimi needed care. My veterinarian examined Mimi and found no visible injury. She prescribed baby aspirin to ease the pain and suggested I return for x-rays if Mimi was still limping in 2 weeks. Well, 2 weeks later we were back at the veterinarian. X-rays were complete and we were all pleased to find no broken or fractured bones, but still perplexed as to why she was limping. We concluded, a possible sprain. As the weeks went by with twice per week doses of baby aspirin, Mimi steadily improved and is now doing fine. However...(sigh)... there was the bill. Not outrageous charges from my long standing veterinarian, but a good portion from an unemployment check. I am so thankful and grateful I had ASPCA Pet Health Insurance. It was so easy. I simply faxed my veterinarian receipts and claim form to the ASPCA. With a quick e-mail they informed that my claim was being processed. Within a few wee

The diagnosis of Irritable Bowel Disease came after numerous blood tests, x-rays and consultations. It could have been much worse - lymphoma, kidney, pancreatic or liver disease. But this insurance policy allowed us to find out what the real problem was. Now we have Thomas on a diet that will keep him comfortable and halt the weight loss. We will be able to enjoy him for a few years more. And for a 14 year old cat that's not bad. I would change only one thing - the pre-existing disease clause. Basically, it means that you have $1500 per incident per year - after that you are not covered for that condition unless your pet has had no medication or consultation for 6 months after the renewal date of your policy.

We have had Petshealth plans for both our dearly departed Great Dane Jackson an our current Dane.As Jackson aged, I anticipated his bills could increase and I was worried about being put into the horrible position many owners face...being forced to choose between pet care and our other pressing expenses for our family. Sadly, we needed Jack's coverage far too soon, and he passed soon after being diagnosed with tumor in his liver. I am very grateful that we were able to give Jack all the care possible in his final weeks without the added stress of the finances. When we added Ivan, another Great Dane to our family I admit I considered postponing coverage until he was older, but I also felt that my reimbursements for routine care had been adequately compensating for the premiums, so we signed on with our new big guy. I was very glad I did, because a fluke bout of pneumonia generated some unexpected and giant-breed sized bills at the worst possible time. I have recommended this plan to others and will continue to do so now that they have come to the rescue...again!