ASPCA | Pet Insurance Review

We were moving across country from Florida to California. We were making a pit stop in Texas and Meatball fell out of the truck (it was stopped). He jumped up right away and so we thought he was ok. When we finally made it to California the little guy wouldn't even get up to go pee. We rushed him to a recommended vet right away and had x rays done immediately. Thank god nothing was broken, but he was bruised pretty bad. He had to stay overnight and take some pain meds for the couple of weeks. I don't know where we would have been without the ASPCA policy, money is always tight, especially when moving cross country!

I decided to get pet insurance after adopting my dog Tripp from a shelter last year. My previous dog had died from lung cancer which cost me thousands of dollars out of pocket. I did an internet search for pet insurance companies and compared plans and rates before deciding to go with ASPCA Health Insurance in June 2009. In May 2010, Tripp was bitten by a poisonous snake and required medical treatment including an overnight stay at an emergency animal hospital. After meeting the $100 deductible, ASCPA Pet Health Insurance reimbursed me 80%. Having the insurance saved me hundreds of dollars and gave me peace of mind. I've already saved more than I paid in premiums for a year.

My dog got really sick and it was about $4000 in vet bills. Thank god for the pet insurance I got 80% reimbursement quickly. Everyone should have pet insurance especially this one!!!

I never considered medical insurance for my cat. But during her life, she has needed bladder surgery; daily injections for diabetes; daily medication for a thyroid condition. I have spent tens of thousands of dollars on her over the course of her 18-year life and fortunately, she's still going strong. But when my daughter brought a tiny puppy home from her semester abroad in Baja, Mexico, (he came here legally, through customs, with a vet's approval and the proper shots.) But I knew if I was going to keep him, he would have to be covered by insurance. Because Diego was born in a swamp and was starving, he is a little food-obsessed. I guess the fear of starvation never goes away. At the beginning, we came home more than once to find broken dishes and bowls and lots of missing food. So now we are very careful to keep things in the kitchen out of his reach. Unfortunately, sometimes I don't get everything as far out of the way as necessary. I knew when I got home from a morning exercise class a couple months ago and saw an empty raisin bag on the floor I was in trouble. It was a 2.25 lb. bag from Costco and when I left it had been almost full. Fortunately I knew raisins and grapes are incredibly poisonous to dogs, so I immediately called my vet. They made me call Animal Poison Control, who gave me a case number and told me to get Diego to my vet as soon as I could. I know now it was a serious emergency and that if I hadn't acted quickly, Diego most likely

I've had ASPCA pet insurance for several years. I've used it for two claims and in both situations they provided timely claims processing and payment. When I've called them, they are very nice on the phone and helpful. I think it's reassuring to have this coverage in the event that one of my cats has a serious condition that I might not otherwise be able to have treated. I wish they covered more preventative service (i.e., dental cleaning), but that's my only complaint.