ASPCA | Pet Insurance Review

My Precious 13-year-old Baby, Zazu, started vomiting on September 30, 2010. By 2:30 AM on October 1st, he had vomited seven times. My husband and I knew that something wasn’t right, so we took him to the Animal Emergency Room in Charlotte, North Carolina. He was admitted on an emergency basis but transferred over to the Internal Medicine Department when that department came in at 8:00 AM. After an extensive examination, My Precious Zazu was diagnosed as having an aneurysm. We had two choices: we could try to treat it with medication (which was not recommended), or he could have a very risky emergency surgery. Because of where the aneurysm was, My Baby could have died on the operating table. Nevertheless, we chose the surgery because his situation was dire either way. Thankfully, Zazu’s surgery was a success! Although, Zazu’s health was priority to us, paying for the expensive care was a concern. Earlier this year, I received some information in the mail about ASPCA Pet Insurance. I did a lot of research and decided to take advantage of the Free-Trial Period. Then, I signed up four of my Babies. And, today, I am so thankful that I did. We had to pay for Zazu’s care upfront (which has totaled close to $7000.00); but, once I submitted the medical claims, ASPCA Insurance promptly sent reimbursement checks to me. After the $100.00 deductible, I received 80% of the standard fees for my area. And, I can assure you that the 80% was very helpful. Buying I

Story:Last month my Great Dane, Willow, had an episode of "boo-boo"belly (decreased appetite, diarrhea).  I wasn't too concerned at first, until she decided to have large amounts of bright red, bloody diarrhea--YIKES!  I am an ER RN, but that frightened even me.  I came to find out (after an expensive visit to my vet) , that the condition is fairly common, and is called "Hemorrhagic Gastroenteritis". Willow made a speedy recovery, and is her big, playful self-- but I must say that the timing of her illness couln't have come at a worse time as far as finances were concerned-- ASPCA Pet Insurance saved the day! I can't tell you how glad I am that I finally decided to purchase pet insurance, and I'm glad I chose ASPCA.  

No cute pet stories. We have had the opportunity to file claims with ASPCA. These claims were addressed and paid fast. Faster than claims on my own health insurance. The premiums are reasonable and I appreciate the fact that the ASPCA get a portion of the premium to support its ongoing work.

My little Mimi, a black fluffy medium haired 4 year old cat, suffered an injury to her right front leg. I didn't witness the injury, but just noticed she seemed to be in pain and was limping and sometimes holding up her right paw. I checked her paw, thinking her claw may have been torn or her footpad injured, nothing was found. I decided to wait a day or so to see if she would get better. It only became worse. Reluctantly I took her to the vet. I say reluctantly, because I was unemployed and on very limited income. Financially this just was a very bad time, but my sweety Mimi needed care. My veterinarian examined Mimi and found no visible injury. She prescribed baby aspirin to ease the pain and suggested I return for x-rays if Mimi was still limping in 2 weeks. Well, 2 weeks later we were back at the veterinarian. X-rays were complete and we were all pleased to find no broken or fractured bones, but still perplexed as to why she was limping. We concluded, a possible sprain. As the weeks went by with twice per week doses of baby aspirin, Mimi steadily improved and is now doing fine. However...(sigh)... there was the bill. Not outrageous charges from my long standing veterinarian, but a good portion from an unemployment check. I am so thankful and grateful I had ASPCA Pet Health Insurance. It was so easy. I simply faxed my veterinarian receipts and claim form to the ASPCA. With a quick e-mail they informed that my claim was being processed. Within a few wee

The diagnosis of Irritable Bowel Disease came after numerous blood tests, x-rays and consultations. It could have been much worse - lymphoma, kidney, pancreatic or liver disease. But this insurance policy allowed us to find out what the real problem was. Now we have Thomas on a diet that will keep him comfortable and halt the weight loss. We will be able to enjoy him for a few years more. And for a 14 year old cat that's not bad. I would change only one thing - the pre-existing disease clause. Basically, it means that you have $1500 per incident per year - after that you are not covered for that condition unless your pet has had no medication or consultation for 6 months after the renewal date of your policy.