ASPCA | Pet Insurance Review

I insured my 6-month-old Chihuahua/terrier mix right from the start, even though she is a healthy, young pup. Perhaps I had learned my lesson from a previous pet who fell ill when I was unemployed. I felt so helpless and went into debt because as a pet parent, I tried to do all that I can for my then Shih Tzu, who later died after being hospitalized for a week. Needless to say, I never want to be in that place again. I weeped every time I went into the animal hospital to pay for the remaining bill, which my vet was nice enough to offer me an installment plan. This is my first pet with insurance, and I'm learning the benefits as we go. We're less than one year into the policy, and I've filed about 5 claims from booster shots, annual checkup to upset stomach and surgery to get spayed. Sure, not everything is covered under my plan and some misc. items such as waste disposal fee and some blood tests are not covered. But having said that, it has more than paid for itself for a peace of mind that is priceless. I met my deductible 6 months into the plan, and I'm a firm believer now and I plan on renewing pet insurance next year. I wanted to write this so it may help someone in need too. As for ASPCA, the agents on the phone have all been very personable. I have a great experience with them because they understand my needs. Check it out for yourself and see what plans right for your pet. Mine's a level 3 wellness plan and I feel it's sufficient for a young, healthy pe

I have never hesitated to take my Lab Samie to the vet when needed but it is comforting to know that ASPCA Pet Insurance will help cover some of the cost. I am pleased woth the coverage I have and with the premiunm cost. I know it's there if I and Samir need it

My darling calico, Aretha, was diagnosed with lymphoma 4 months after I bought a Level 3 policy with ASPCA Insurance.Although insurance nevers pays all, I have been so grateful that I had the coverage.Chemo is very expensive and can go on for the rest of an animal's life. Ree Ree is in remission now (chemo pill sonce a month). ASPCA Insurance service has been excellent callilng from time to time to see how we are doing. I am so thankful that I have coverage.

I adopted Scout 2+ years ago from my local SPCA. She is an adorable beagle mix who has nothing but love to give. I knew I wanted pet insurance as I had payed thousands on an illness my previous dog had w/o insurance. When I researched various insurance options I saw that ASPCA was the best bet. Since, I have had to use the insurance, once for a dog bite on Scout and a couple of times for an eye infection. All I can say is if you do not have pet insurance, get it. The claim forms are easy to fill out, send in and in no time you will be reimbursed. Do it for your pet, peace of mind and for all the animals in the ASPCA, without them what would they do.

We signed up with ASPCA for our new labradoodle puppy in 2009 at Level 3 and felt very comfortable that she would be ok regardless of what happened. They were great with coverage for the early needs of new puppies - spay, standard vaccines, etc. However, when she stopped eating and drinking, had diarrhea and was throwing up for days, we had to make an emergency visit to the vet. Our pup had to stay about 1 1/2 days, and they ran a number of tests to see what could be wrong. The bill for her treatment ended up being approximately $800, and ASPCA refused to cover ANY of it!! Despite letters from our vet attesting to the necessity of the treatment, and from us explaining her dire state and how we waited before taking her in, they said No. I would never recommend ASPCA because, if you can't take a sick young puppy - with impeccable pedigree and no issues when taken for initial assessment (after we brought her home from the breeder) - to the vet and count on your insurance covering the treatment, what's the point of paying them anything?? Especially when the Vet vouches and its an $800 bill! We've heard good things and plan to switch to Truepanion.