5
out of 5
POSTED: | BY: BIANCA
Well-priced coverage
Well-priced coverage
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,720
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Jennifer Pierre
I can’t cancel my insurance plan…
I can’t cancel my insurance plan because my spouse has another insurance plan
3
out of 5
POSTED: | BY: Christopher Lajeunesse
You made it very hard to understand the…
You made it very hard to understand the principles of the coverage the rules and guidelines and you have not been able to explain clearly how to pay properly and how to be covered properly and steps that it takes
4
out of 5
VETERINARIAN: Gary Guttman
POSTED: | BY: Gary Guttman
Dog Lover
Great service. Easy to send in invoices with the app.
5
out of 5
POSTED: | BY: Daniel Kelley
🎃 MY LITTLE PUMPKIN 🎃
🐈 I’m sad because I had to put down my baby girl Hazel she was a great cat I had her for 14 years of love and I still hear Hazel in my house meowing in the Connor of my eye I can see Hazel sometimes. I want to thank ASPCA they were so good to me one phone call and all they said was sorry for your loss we will take care of everything. Three days later my money was in my account. If I ever get an animal again I would definitely get ASPCA Pet Insurance god bless them they were so good to me no I meant great to me Thank you all so much 🐈🎃
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.