ASPCA | Pet Insurance Review

We discussed covered details on the phone with a rep in detail before we purchased; the info proved not to be true. When we made a claim they kept finding reasons not to cover....after we addressed the first one they then came up with another that we not ever mentioned. We thought it was a scam not to pay a claim.

Last year my sweet adopted dog,Spot became very I'll. She had a severe kidney infection that required much medical attention. I was trying to work and take care of Spot-every pay check was going towards her health care and as I saved the bills to hopefully be reimbursed for a portion of her care I didn't have time to send in her claims. As soon as Spot finished a six week round of antibiotics the vet told me she had another infection. This went on for six months. One night when I arrived home from work Spot seemed unusually energetic. I thought wow this is great -she was racing around full of energy and I thought finally she is feeling better than ever. Unfortunately when I went into another room I saw a few left over crumbs that had been part of a very rich chocolate birthday cake. I called an emergency care clinic and described her symptoms and needless to say she spent the night receiving more care. Meanwhile she continued to get reoccurring bladder and kidney infections and was sent to a specialists-more tests-and I was really worried about Spot and of course it was getting out of hand financially. I was out of my home state at the time and after finishing up my seasonal job I returned home and consulted my vet who consulted all the vets that had taken care of Spot. A plan was put in place to give her antibiotics the first five days of each month and I am very happy to say that she is once again healthy and back to her energetic self. When I arrived home I put all her med

I really do like the ASPCA plans and their U&C way of reimbursing is by far better than most out there. Even the companies that claim to pay 90% of the vet bill do have a limit on what they reimburse. However, if you are just browsing the web and enter your phone number for a quote THEY WILL CALL YOU withing seconds if you don't enroll. I found this very irritating and the hype over the "special offer" is just a free trial with a bunch of exclusions. ASPCA would be better off just letting truly interested folks call in for themselves. I also thing a company representing the ASPCA should cover some hereditary conditions. Even a limit of $500 like the others do would be better than nothing. After all, the ASPCA is all about RESCUES and most rescues have limited health history or were from puppy mills, BYB'ers etc. The owner and rescuer should get a little help and a break. As I stated, good plans but don't enter your phone # online!

We have had Bella since she was 8 weeks old. We should have had insurance on her since she was 8 weeks old too! At about 6 months, she got so sick we thought she wasn't going to make it... almost $3,000 later and we got her some insurance. Bella is enrolled in an accident and illness plan. In the 3-1/2 years we've had pet insurance we've made mulitple claims (IE: eating string and having severe digestive issues, being bitten by another dog, once she even slipped out of her collar and launched herself out of the back of a truck!). It is easy to file claims and track them online. The time frame for receiving reimbursement checks is quite reasonable. Bella is a member of our family and I want to know she is as protected as everyone else. Knowing I have coverage on her gives me peace of mind. I would do anything for my dog and having insurance on her just makes it a whole lot easier telling her vet to do whatever needs to be done to make sure she's OK a lot easier!

Smokey had benign but large tumor removed from his face recently. I appreciate any reimbursement possible as the surgery was expensive for me on a fixed income. I can wish that the % of reimbursement was more but what I recieved helped.